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Are you interested in moving intermodal freight and expanding your owner operator business? Download the free DrayNow app from the App Store or Google Play store, or click the button below.

To see the first blog in this series, click the link here.

In our last post, we discussed the key differences between an independent trucker who works with other carrier companies and an owner operator. The main difference between the two is that one of them is required to have insurance and operating authority, and that is the owner-operator. If you’re looking to start your own owner-operator business, the place to start is getting the proper insurance and authority so that you can set yourself up for success on the road.

Owner-operators need to obtain auto and cargo insurance for each truck they own, as well as general liability insurance to ensure proper protection in case of worst-case scenarios. Auto and cargo will be the two that you will need the most to move freight, as most companies you work with will require it.

When deciding on what type of authority to obtain, you may see options for getting interstate or intrastate authority. To haul intermodal loads on the DrayNow app, you would need to apply for interstate authority, even if you don’t plan on not leaving the state and just doing local intermodal loads. That’s because the cargo an intermodal trucking carrier is hauling has crossed state lines, and the carrier needs the authority to carry interstate commerce.

Applying for interstate operating authority (also known as an MC number) is pretty simple and is done through the FMCSA. If you’re brand new to trucking, you would need to apply for a DOT number first which will get you registered with the FMCSA. If not, you can apply for new authority either online or by mail.

Check out the next part of series, Becoming an Owner Operator, covering the business of trucking.

Last Updated February 2025